What could happen if I do not have auto insurance in Arkansas?

People that live in the Harrison, AR area will find owning a vehicle is a good idea as it will make it much easier to get around the community. If you are going to own a car when you are in this area, you also need to get auto insurance. This coverage is required in practically all situations and offers great protection. There are a few things that could happen if you do not have this coverage. 

Be Responsible for Damages and Losses

A key reason that you should have insurance is that it will give you financial protection if you cause an accident or incur a loss. If you are responsible for an accident, you will need to pay damages out of pocket. Further, if your vehicle is stolen or damaged, you will want to have coverage to help you replace it. If you do not have insurance, you will need to cover all of these costs out of your own savings. 

Legal Penalties

In Arkansas, all drivers are obligated to have auto insurance at all times. If you do not have this coverage in place, you could face various penalties. Those that are caught without insurance could be fined and may even lose their right to drive temporarily. Further, you could be in default of an auto loan if you don’t maintain this coverage. 

When you are a vehicle owner in the Harrison, AR area, it will be very important that you continue to take your insurance needs seriously. The team with Foresee General Insurance Agency Inc. can continue to provide you with the support needed to assess your insurance situation and needs. Foresee General Insurance Agency Inc. is able to do this by taking a personalized approach and offering the right guidance while you are selecting your next plan.