The Value of Home Insurance

A home is a financial investment that needs the right coverage to protect it. When homeowner’s think of home insurance protection, if there is a fire or severe weather, damage may be the first thing that springs to mind. Home insurance policies do so much more, though. In the Harrison, AR area, the agents at Foresee General Insurance Agency, Inc. work with homeowners to get the right home insurance policy for their situation. Our agency is happy to serve homeowners throughout Arkansas, Missouri, and Kansas.

Your home insurance provides you with a wealth of protection. Yes, it can help your family recover faster following a fire or severe weather. It will also cover the contents of your home, such as personal items and furniture. It also protects things when you’re away from home. A laptop that is stolen when you’re working at a café will be covered, for instance. It also provides liability coverage should someone be injured on the property. If you are found negligent, and they sue, it covers legal expenses. Structures on the property, such as outbuildings or fences, are included as well. 

Home insurance policies provide a lot of protection, but you should understand what they don’t cover. They don’t include flooding events or damage from heavy rains. A separate policy is needed for that type of protection. However, flooding from a broken water heater will be covered.

At Foresee General Insurance Agency, Inc. in the Harrison, AR area, our agents work with homeowners to get the coverage they need. We can discuss various policies and help you decide the amount of coverage that you need. If you are in a flood-prone area, we can also help with flood insurance. Your home is a haven for you and your family. It’s also a significant investment. Visit our office or call and get the protection that you need today!