{"id":6,"date":"2019-10-15T02:00:00","date_gmt":"2019-10-15T14:00:00","guid":{"rendered":"https:\/\/www.foreseeinsurance.com\/blog\/?p=6"},"modified":"2019-10-15T09:41:40","modified_gmt":"2019-10-15T15:41:40","slug":"what-will-home-insurance-cover-after-a-disaster","status":"publish","type":"post","link":"https:\/\/www.foreseeinsurance.com\/blog\/what-will-home-insurance-cover-after-a-disaster\/","title":{"rendered":"What Will Home Insurance Cover after a Disaster?"},"content":{"rendered":"<p>What your home insurance&nbsp;covers after a disaster will depend on what occurred and your policy terms.<\/p>\n<h2><strong>What Does It Cover?<\/strong><\/h2>\n<p>Hazard insurance on a standard policy will cover many different natural disasters, such as fire, lightning, and wind. If you aren&rsquo;t sure which natural disasters are covered under your specific policy, speak with an agent at Foresee General Insurance Agency, Inc. in Harrison, AR.<\/p>\n<ul>\n<li>Lightning: If lightning strikes a tree and causes it to fall over and damage your home, then the dwelling coverage will pay to repair the damage. If your belongings are damaged by a peril such as lightning, then the personal property insurance will kick in to cover those items.<\/li>\n<li>Fires: Whether it&rsquo;s an accidental blaze, a fire caused by a vandal, or a wildfire, it can be covered under home insurance. Both dwelling coverage and personal property coverage can be used to pay for damages.<\/li>\n<li>Tornados or Hail: These natural disasters will often be covered under a standard policy. If you need to relocate while your home is being repaired as a result of these disasters, then additional living expenses coverage can kick in.<\/li>\n<\/ul>\n<h3><strong>What Does It Not Cover?<\/strong><\/h3>\n<p>Even though home insurance will cover quite a few disasters, there are some instances when your policy won&rsquo;t cover any damage. Damage caused by earth movements, such as landslides, mudslides, sinkholes, and earthquakes, isn&rsquo;t covered. Damage from floods also will not be covered. There can also be exclusions for other water damage and mold that comes from a sewer backup. If you live in an area where flooding is common, then you want to get a separate quote for flood insurance. Maintenance damage, such as pest infestations, are not covered either.<\/p>\n<p>Contact Foresee General Insurance Agency, Inc. in Harrison, AR to get a quote on home insurance.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What your home insurance&nbsp;covers after a disaster will depend on what occurred and your policy terms. What Does It Cover? Hazard insurance on a standard policy will cover many different natural disasters, such as fire, lightning, and wind. If you aren&rsquo;t sure which natural disasters are covered under your specific policy, speak with an agent [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6,5],"class_list":["post-6","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-foresee-general-insurance-agency-inc","tag-harrison-ar"],"_links":{"self":[{"href":"https:\/\/www.foreseeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/6","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.foreseeinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.foreseeinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.foreseeinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.foreseeinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=6"}],"version-history":[{"count":1,"href":"https:\/\/www.foreseeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/6\/revisions"}],"predecessor-version":[{"id":7,"href":"https:\/\/www.foreseeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/6\/revisions\/7"}],"wp:attachment":[{"href":"https:\/\/www.foreseeinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=6"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.foreseeinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=6"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.foreseeinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=6"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}